Monday, December 13, 2010

Always Planning

I have been thinking about finances way too often this week.

I've been reading blogs on finance and frugal living. This is what I've learned so far from these blogs: I make next to nothing; I'm 5 or so years younger than any exemplary young person in debt; my debt (i.e., school loans) is not that bad; I've been practicing these frugal living ideas that are exalted by these websites for years as a way of providing for myself while poor; There isn't too much fat to cut from my budget. Because my budget is already low-fat... I've decided to go fat free.

Here is my working plan for financial savings:
I will not buy clothing -- at all -- for at least six months. If I can manage that, I'll make it another six months etc. (I am going to make an exception when I visit Aunt Leigh in San Francisco.)
I will not purchase home items until we have moved and have jobs.
I will cut down on eating out to once a week or less.

That's my budget's fat.

Oh, and I froze my credit.
I also want to plastic and weather strip our windows and the back room. This way we can keep the heat at 67 or 65 without paying $130 a month.

When my hours start cutting down I'm going to clean out the upstairs closets. I don't want to be one of those people that wear 20-30% of their closet. But, that's for another post.

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